Study regarding the financial stability of commercial banks listed on Bucharest Stock Exchange of CAMELS rating outlook

Information
Title: Study regarding the financial stability of commercial banks listed on Bucharest Stock Exchange of CAMELS rating outlook
Issue: Vol. 7, No 3, 2014
Published date: 20-11-2014 (print) / 20-11-2014 (online)
Journal: Journal of International Studies
ISSN: 2071-8330, eISSN: 2306-3483
Authors: Nicolae Baltes
Maria-Daciana Rodean (Cozma)
Keywords: CAMEL, financial stability, profitability, capital adequacy, risk sensitivity.
DOI: 10.14254/2071-8330.2014/7-3/12
DOAJ: https://doaj.org/article/7caa617b4d4044fca55efa4878357895
Language: English
Pages: 133-143 (11)
Website: http://www.jois.eu/files/Vol_7_2_Baltes_Nicolae_Rodean_Maria-Daciana.pdf
File https://www.jois.eu/files/Vol_7_2_Baltes_Nicolae_Rodean_Maria-Daciana.pdf
Abstract

The study’s propose is a theoretical and pragmatic approach of the CAMELS rating as of financial stability analysis tool of commercial banks listed on BSE. The analysis made on the financial statements of the four commercial banks listed on Bu- charest Stock Exchange during three financial years showed that the credit risk is their point of vulnerability, having a negative influence on the indicators, that are taken into account in the CAMELS model proposed. The calculation and the analysis of Basel III Agreement indicators are proposed in order to have an attentive monitor of the bank activity revealed that the four credit institutions listed on BSE are not yet fully prepared to implement the requirements of the agreement.